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Bank of Hawaii

Founded in 1897, one of the two largest banks in the state. Deposits and loans from island households and businesses.

Founded
1897
Headquarters
Honolulu
Industry
Banking
Ticker
BOH

$1,000 invested in Jan 2005 is worth $3,116 today, against $9,681 in the S&P 500.

BOHS&P 500
$0$2,000$4,000$6,000$8,000$10kJan 2005May 2009Sep 2013Feb 2018Jun 2022Oct 2026LehmanCOVIDBank scareS&P 500BOH
Growth per year
+5.4%
S&P 500 +11.0%
Worst drop
-53%
Dec 2019 to May 2023
Volatility
26%
S&P 500 15%
Worst year
-19%
2018

Monthly prices with dividends reinvested, Jan 2005 to Oct 2026. Updated 2026-10-21.

How it makes money

  • Takes deposits from island households and businesses and lends that money out as mortgages and business loans.
  • Earns the gap between the interest it charges borrowers and the interest it pays depositors.
  • Charges fees for wealth management, cards and other services.

What moves the stock

  • Interest rates, which change the spread between what the bank earns and pays.
  • The health of Hawaiʻi's economy and housing market, since most loans are local.
  • Confidence in banks generally. Bank stocks often move together in a scare.

The Hawaiʻi connection

Bank of Hawaii is one of the two largest banks in the state. Because its customers are concentrated on the islands, its results are a reading of how Hawaiʻi households and businesses are doing.

Moments that moved it

  1. Sep 2008

    Bank stocks fell across the country during the financial crisis.

  2. Mar 2020

    Tourism shut down and investors worried about loan losses.

  3. Mar 2023

    The collapse of Silicon Valley Bank set off fears about regional banks. Bank stocks across the country, including Hawaiʻi's, dropped sharply in a matter of weeks.

Keep digging

For learning only. Kuleana Finance explains how money works. It does not tell anyone what to buy or sell.