Central Pacific Financial
Parent of Central Pacific Bank, founded in 1954 by Japanese American veterans and businesspeople shut out of other banks.
- Founded
- 1954
- Headquarters
- Honolulu
- Industry
- Banking
- Ticker
- CPF
$1,000 invested in Jan 2005 is worth $89 today, against $9,681 in the S&P 500.
- Growth per year
- -10.5%
- S&P 500 +11.0%
- Worst drop
- -99%
- Jan 2007 to Sep 2011
- Volatility
- 42%
- S&P 500 15%
- Worst year
- -87%
- 2009
Monthly prices with dividends reinvested, Jan 2005 to Oct 2026. Updated 2026-10-21.
How it makes money
- Central Pacific Bank takes deposits and makes home, commercial and consumer loans across Hawaiʻi.
- Earns the spread between loan and deposit interest, plus fees.
What moves the stock
- Interest rates and Hawaiʻi real estate.
- Loan quality. Bad loans can erase years of profit quickly.
The Hawaiʻi connection
Central Pacific Bank was founded in 1954 by Japanese American World War II veterans and local business leaders, at a time when many of them struggled to get fair treatment from established banks. Its history is part of Hawaiʻi's postwar story.
Moments that moved it
Sep 2008
Losses on real estate loans during the financial crisis drove the stock down more than 90% from its peak, and the bank needed new capital from outside investors to recover.
Mar 2020
Bank stocks fell as tourism shut down.
Mar 2023
Regional bank stocks dropped after Silicon Valley Bank failed.
Keep digging
For learning only. Kuleana Finance explains how money works. It does not tell anyone what to buy or sell.